April 30th, 2010
I have gone for several years without health insurance and on the way I have learned some helpful things that I would like to share with my readers. Especially those who do not have health insurance. There are so many people out there who do not know these things and trust me, people won’t tell them to you either.
First of all, if you have to take medication on a regular basis and can’t afford to pay for your medicine, apply online at the pharmaceutical company that makes it, to get on their program. Your doctor will have to write a prescription for the medicine. You will have to fill out paperwork and a copy of proof of income. Have your doctors office fax everything to the pharmaceutical company to get on their program. The medicine will be either sent to your home or your doctor’s office and it will be free of charge. I can’t tell you how many time I have done this.
I’m not sure, but I think most cities have clinics that go on a sliding scale. Here where I live, we have two. One in Huntsville and the other in Athens, Alabama. You have to have a job. Where I go you have to apply for a new card every six months. You need to take three pay check studs. They calculate what you will be paying each time you go to the doctor by what you make. I usually pay only $25.00 for everything. I can’t tell you how much this helps me and I’m able to see a doctor on a regular basis. There are also free clinics. Those are very good and the doctors and volunteer help are wonderful.
If your doctor wants you to have expensive tests done, go to the local hospitals business office and apply to get on one of their programs. More than likely they will cover the costs of the tests. It depends on your financial situation. I applied for a MRI and they covered the total bill which came to $6000. I am so grateful to know this information. It has really helped me in my life. They do not cover doctors fees but it is such a help what they do cover. There are generous people and organizations out their who donate to causes like this that people are not even aware of. If I ever get a large amount of money, I am going to give back.
If you are diagnosed with a life threatening diseases, you qualify for medicaid. That will pay for all your medical, including your medicines. You have to make an appointment at the social security office and speak with one of the social workers. She or he will help you get started with everything. And it’s quick, not a long process.
Also if you are a senior citizen, you can go to the senior center and apply for all kinds of assistance.
Now get out there and help yourself. No one else will do it for you. If you need something don’t be afraid to ask. All kinds of help is out there waiting for you.